This is for employed only.
Based on my own experience.
Ill cut it straight and short. No Photos since it was on diff PC. LOL
1. complete out the salary loan form from Pag ibig office (mine is at Kapitolyo Pasig) or at your HR office
2. go the Pag Ibig branch of YOUR company. or else mahirapan ka bumalik balik. so bago ka pumunta ask mo muna HR niyo, where is your Pag Ibig branch dahil hindi pwede kung saan mo lang trip.
3. kapag nasa Pag ibig office kana, go to 2nd floor. get the white number from the guard for salary loan applicant. open ang office nila 8-5pm.
4. wait for the digital number sa tv. then pag natawag na number mo, chicka meter na kau ng loan verifier. kung complete requirements mo and so on.
photocopy and original
completed form
company/employee id
2 month recent payslip
2 VALID IDS - philhealth, sss, comelec
5. make sure you also have the MID number , pero pag wala ka pa nito, irerefer ka nila sa 4th floor to generate, but it will take time dami ififill out sa pc kiosk so try to go to google how and what is your MID number.
MID is usually the number at the top right hand side ng when you register online fro Pag Ibig website.
6. Once complete na requuirements mo, papahingin ka ng PINK na ticket sa guard ulit at waiting in vain ulit ang peg mo bago matawag number mo PUP pila uli pila lol, this time for salary loan approver.
7. Ito na yung part kung naka MERGE ang old company sa new company mo.
merged - proceed to step 8
not merged - you will wait for 2 weeks for the merging process before ma approve ang loan mo
8. sabihin na nating merged kana, bibigyan ka ng Landbank cash card. taray di ba?
sasabihin sayo in 2weeks time pwede ka na mag check ng balance.
Pero wag kana magpakahirap dahil ung mobile number na nilagay mo sa form, itetext nila once nadeposit na ang loan mo! amazing right? LOL
so wag ka mag effort mag check ng atm kasi nga itetext ka nila pag nasa atm na. push mo yan.
-once mag wwithdraw kana sa any Bancnet atm.. choose current sa atm machine - wag savings kasi pag savings pinindot mo, insufficient balance lalabas or no funds.
average time for application process
1-3 hours
difficulty - merging process
incomplete requirements - sayang ang ipinila mo, buti na sobra kesa kulang
amount ng iloloan mo- icheck mo ung full amount ng na contribute mo, may check boxes sa form
9. last is as requesting for statement of salary loan balance from Pag ibig, ito yung ipapasa mo nama sa HR para mai-deduct nila ang salary loan mo from your monthly pay.
SO there you have the pointers, goodluck sa pag pila, pag hihintay at pag papa merge. hehehe
in my 6 yrs employment, I got P21,000 for 1st Pag ibig salary loan. Not bad. Oh well, i didnt expect too much kaya nasatisfy naman ako, kaso di pa ko nadededuct kasi di ko pa naipasa sa HR yung statement of loan balance kaya dapat ayusin ko na yun.
Hope this Helps!
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